Why money triggers anxiety
Financial issues can trigger threat responses as they are associated with security, belonging, independence, and previous experiences. Patterns such as avoidance, hyper-control, and shame become prevalent.
Therapy approach
- Analyse the emotional dynamics associated with financial stress, including feelings of fear, shame, scarcity, and grief.
- Develop effective calming techniques that can be applied in real-life situations, including breath control, grounding exercises, and paced decision-making.
- Enhance the frameworks and guidelines for challenging discussions regarding money.
- Adopt a sustainable plan that you can consistently uphold.
Session formats
- Telehealth or in‑person sessions.
- Structured sessions with practical takeaways you can practice between visits.
FAQs
Is money anxiety just about budgeting?
Often it’s not. Budgeting can help, but anxiety usually involves safety, control, identity, and past experiences. Counselling focuses on the emotional pattern and the practical skills that keep you steady.
Why do I freeze or avoid looking at my bank balance?
Avoidance can be a protective response when the body expects danger or shame. We work gently with the trigger so you can approach money decisions without overwhelm.
Can sessions help with the practical side too?
Yes. We can build decision frameworks, boundaries, and communication scripts, alongside emotional support, so the plan holds under pressure.